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问题	建行快贷谨慎使用-建行快贷谨慎使用利息
释义	建行快贷谨慎使用，贷款合同一签，到期之后你才知道什么是最坏的良好结果，办理下来之后利息高，利率跟民间一样，完全是欺诈行为，被骗了也不会退款。工行有些贷款银行觉得渠道费比较高，比如贷1万，渠道费800，办理之后1个月还400多，一年就还6万，利息就要高2000，这样算下来利息就比民间高了很多。浦发支付宝贷款贷1万，每个月要收费25元，四五天付一次费，综合利息高，只是因为他是支付宝，但是真不靠谱。安享e生这个平台可以办理的那么信用贷款还是挺多的按时，包括你目前有信用卡正常使用，有社保公积金社保是必须缴的为什么，工作可以随便找个正常的资金公司但要是人行认可的用的单位！然后就是房贷车贷车抵贷还有一些小额贷款等等，贷款上面一定要有一个持有两年以上银行的如果按揭贷款，按揭贷款按月还款，每个月都要还一定的可能额度，中国国家银行一直在提倡零利率的保持提供正常的个人贷款，基本不会有利息，都是应收账款收归银行。该内容由梁勤栓律师和律说律答共创回答
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