如何计算质押贷款利率-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	如何计算质押贷款利率
释义	通过网上银行/手机银行申请质押贷款，贷款利率为基准利率基础上上浮20%(广东分行上浮30%，请以页面提示为准)。借款人使用自有资金提前归还贷款，导致个人质押贷款实际期限短于30（不含）天的，贷款利率在合同执行利率基础上上浮30%。法律依据《中华人民共和国物权法》第二百一十三条质权人孳息收取权质权人有权收取质押财产的孳息，但合同另有约定的除外。前款规定的孳息应当先充抵收取孳息的费用。
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