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房屋保险理赔范围是什么
释义
法律分析:1)自有居住房屋;(2)室内装修、装饰及附属设施;(3)室内家庭财产。特殊承保内容:部分房屋财产保险承保室内现金、首饰等保障,但是为了规避风险,保额相对较低。所谓房屋财产保险赔偿的处理,实际上就是被保险人的索赔和保险人的理赔。
法律依据:《中华人民共和国民法典》 第一百八十条 因不可抗力不能履行民事义务的,不承担民事责任。法律另有规定的,依照其规定。不可抗力是不能预见、不能避免且不能克服的客观情况。
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更新时间:2026/2/14 1:46:55