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问题	在本人不知道的情况下网贷？
释义	律师解析：借款人借钱在三年以内不还的，一般是不犯法，可以由双方协商解决，也可以通过诉讼方式解决。【法律依据】：《中华人民共和国民事诉讼法》第二十一条对公民提起的民事诉讼，由被告住所地人民法院管辖；被告住所地与经常居住地不一致的，由经常居住地人民法院管辖。
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