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遭遇坏疽既往病史拒赔,是否可以从其他渠道获得赔偿?
释义
法律分析:保险公司在理赔时,会考虑被保险人的健康状况,如果存在既往病史,可能会导致赔偿被拒绝。但是,被保险人可以通过其他途径获得赔偿,例如向医院或医生提出医疗事故索赔或向生产厂家索赔。
法律依据:
1.《保险法》第四十八条,保险公司应当按照保险合同的约定承担赔偿责任。
2.《医疗事故处理条例》第十条,医疗机构或者医务人员在医疗活动中,因过失造成患者损害的,应当依法承担医疗事故赔偿责任。
3.《产品质量法》第二十四条,生产者因所生产的产品存在缺陷,致使他人受到损害的,应当承担侵权责任。
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更新时间:2025/12/1 17:03:56