征信5年后会清零吗-民间借贷纠纷法律援助-法律咨询免费平台-国际律师联盟

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问题	征信5年后会清零吗
释义	根据征信条例的管理规定，征信机构保存不良征信的时间为5年，也就是说不良征信的不良记录在正常情况下会每5年清零一次，可以自动清除的，但是想要消除你的不良征信还要满意以下两个条件：要求一：用户必须还清所拖欠的所有钱财，其中包括本金、违约金以及罚息等欠款。要求二：征信在5年清零一次，是从还清欠款当日起开始计算的，从还清欠款会不良征信保存5年，将在5年后予以删除。
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