贷款50万到手40万有成功的吗？-民间借贷纠纷法律援助-法律咨询免费平台-国际律师联盟

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问题	贷款50万到手40万有成功的吗？
释义	法律分析：此类属于高利贷，他是遇到了民间借贷中所谓的“砍头息”。砍头息指的是民间借贷过程中，出借人向借款人交付借款时，预先从本金里面扣除一部分钱作为利息款。法律依据：《中华人民共和国民法典》第六百七十条借款的利息不得预先在本金中扣除。利息预先在本金中扣除的，应当按照实际借款数额返还借款并计算利息。
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