什么叫做无抵押贷款？-银行贷款法律援助-法律咨询免费平台-国际律师联盟

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问题	什么叫做无抵押贷款？
释义	无抵押贷款是不需要任何抵押物，只需身份证明，收入证明，住址证明等材料，具体证明材料还要看是什么银行向银行申请的贷款，银行根据的是个人的信用情况来发放贷款，利率一般稍高于有抵押贷款，客户可根据个人的具体情况来选择贷款年限，然后跟银行签订合同，有保障。无抵押贷款又称无担保贷款，或者是信用贷款。【本文关联的相关法律依据】《中华人民共和国民法典》第六百六十九条订立借款合同，借款人应当按照贷款人的要求提供与借款有关的业务活动和财务状况的真实情况。
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