私自与境外人员兑换外币是违法的吗？为什么？搞不懂。。。？-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	私自与境外人员兑换外币是违法的吗？为什么？搞不懂。。。？
释义	私自与境外人员兑换外币是违法的吗？为什么？搞不懂。。。？违法。根据《中华人民共和国外汇管理条例》第四十五条私自买卖外汇、变相买卖外汇、倒买倒卖外汇或者非法介绍买卖外汇数额较大的，由外汇管理机关给予警告，没收违法所得，处违法金额30%以下的罚款；情节严重的，处违法金额30%以上等值以下的罚款；构成犯罪的，依法追究刑事责任。这样解释大家理解吗？
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