招行信用卡协商还款为什么会被拒绝-银行贷款法律援助-法律咨询免费平台-国际律师联盟

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问题	招行信用卡协商还款为什么会被拒绝
释义	银行拒绝谈判的原因很简单，那就是银行认为债务人已经没有信用了。即使持卡人的陈述是真的，协商的还款方式也很合理，但是银行已经不会相信债务人会像他所说的那样按时分期还款。银行拒绝与债务沉重且多次逾期的持卡人协商是正常，这也是银行规避风险的一种方式。还有一种原因就是银行认为持卡人有能力还款，在持卡人申请协商还款后，银行就会调查持卡人的收入水平，在发现持卡人完全有能力还清欠款后，自然也就不会和持卡人协商了。
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