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创业贷款有抵押还需要担保人吗?
释义
律师分析:
创业贷款有抵押可以不需要担保人。但是如果借贷双方协商后,债权人可以要求债务人提供担保人。《中华人民共和国民法典》所述,当债务人不履行债务时,保证人按照约定履行债务或者承担责任。
【法律依据】:
《中华人民共和国民法典》 第六百八十六条 保证的方式包括一般保证和连带责任保证。当事人在保证合同中对保证方式没有约定或者约定不明确的,按照一般保证承担保证责任。
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更新时间:2025/12/13 16:47:29