没有公积金买房首付要交多少 -法律知识-房屋质量以及买卖法律援助-法律咨询免费平台-国际律师联盟

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问题	没有公积金买房首付要交多少 -法律知识
释义	法律分析：没有公积金，只能办理商业贷款买房。商业贷款首次买房最低首付百分之25。公积金最低首付才是百分之20。法律依据：《住房公积金管理条例》第三条职工个人缴存的住房公积金和职工所在单位为职工缴存的住房公积金，属于职工个人所有。第四条住房公积金的管理实行住房公积金管理委员会决策、住房公积金管理中心运作、银行专户存储、财政监督的原则。
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