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问题
日利息千分之二合法吗?
释义
律师解析:
如果每日千分之二是约定的违约金,那么违约金过高,同时对利息没有约定,则该借款视为无息借款。
【法律依据】:
《最高人民法院关于审理民间借贷案件适用法律若干问题的规定》 第二十六条 借贷双方约定的利率未超过年利率24%,出借人请求借款人按照约定的利率支付利息的,人民法院应予支持。 借贷双方约定的利率超过年利率36%,超过部分的利息约定无效。借款人请求出借人返还已支付的超过年利率36%部分的利息的,人民法院应予支持。
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更新时间:2025/12/9 10:17:31