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问题	商住房跟纯住宅有什么区别
释义	法律分析: 商住房跟纯住宅的区别有：商住房的土地使用年限一般是50年，纯住宅的土地使用年限一般是70年；商住房只能选择全款或商业贷款、最多贷款10年纯住宅可以选择商业贷款与公积金贷款或者组合贷款、最多贷款30年；商住房一般不受限购政策影响，纯住宅受限购政策影响。《中华人民共和国民法典》第三百五十九条住宅建设用地使用权期限届满的，自动续期。续期费用的缴纳或者减免，依照法律、行政法规的规定办理。非住宅建设用地使用权期限届满后的续期，依照法律规定办理。该土地上的房屋以及其他不动产的归属，有约定的，按照约定；没有约定或者约定不明确的，依照法律、行政法规的规定办理。
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