担保人黑名单多久能消除？-银行贷款法律援助-法律咨询免费平台-国际律师联盟

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问题	担保人黑名单多久能消除？
释义	律师解析：给别人担保贷款进了黑名单让贷款人还清欠款后一般来说5年会消除记录，具体情况如下：一般给别人担保贷款，进了黑名单的就要督促贷款人去还清所欠款项，那么五年之后就从个人征信系统中删除不良记录。【法律依据】：《征信业管理条例》第十六条征信机构对个人不良信息的保存期限，自不良行为或者事件终止之日起为5年；超过5年的，应当予以删除。在不良信息保存期限内，信息主体可以对不良信息作出说明，征信机构应当予以记载。
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