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问题	近因原则解决的是什么问题
释义	法律分析：近因原则是在保险事故引发损失时，明确事故原因，判定赔偿责任而专门设立的一种重要原则。法律依据：《中华人民共和国保险法》第二十四条保险事故发生后对属于保险责任的，在与被保险人或者受益人达成有关赔偿或者给付保险金额的协议十日内，履行赔偿或给付保险金的义务。
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