信用卡透支是否合法？-银行贷款法律援助-法律咨询免费平台-国际律师联盟

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问题	信用卡透支是否合法？
释义	法律分析：信用卡透支是合法的，但需要遵守相关法律规定。银行可以根据客户信用状况授信，但透支金额必须在客户的还款能力范围内。如果客户无法偿还透支款项，银行可以采取法律手段追缴欠款。法律依据：《中华人民共和国合同法》第三十四条、第九十二条；《中华人民共和国民事诉讼法》第一百三十一条。
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