买房还贷要注意的四种情况-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	买房还贷要注意的四种情况
释义	困局一：银行认死理，提前还款反被罚孩子快要上学了，老张想换个学区房，把原来的房子卖掉。为了卖房方便，家里积蓄也够，老张就想提前把贷款还上，但却被银行罚了1万元违约金。从合同上看，的确有写明“提前全额还款要缴纳违约金，一年内，支付提前归还贷款本金的2%违约金;一年至两年间，罚款1%。”
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