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柜台取款要求身份证吗
释义
律师分析:
银行卡到柜台去取钱是否要身份证,有两种情况:
1、若取款额度小于5万是不要身份证的,直接取款即可。
2、若取款额度大于需要提前一天预约,并提供银行卡开户人身份证才可取款。(若为代取,需提供代取人身份证。)
【法律依据】:
《中华人民共和国商业银行法》 第二十九条 商业银行办理个人储蓄存款业务,应当遵循存款自愿、取款自由、存款有息、为存款人保密的原则。对个人储蓄存款,商业银行有权拒绝任何单位或者个人查询、冻结、扣划,但法律另有规定的除外。
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更新时间:2025/3/17 1:41:39