房产抵押的保险费由谁承担-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	房产抵押的保险费由谁承担
释义	房产抵押的保险费由抵押人承担。根据法律规定，抵押当事人约定对抵押房地产保险的，由抵押人为抵押的房地产投保，保险费由抵押人负担。抵押房地产投保的，抵押人应当将保险单移送抵押权人保管。在抵押期间，抵押权人为保险赔偿的第一受益人。法律依据《城市房地产抵押登记管理办法》第二十三条
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