房贷如果逾期还不上怎么办-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	房贷如果逾期还不上怎么办
释义	法律分析: 房贷逾期还不上的，当事人可以与债权方协商分期或者延期偿还，否则按照规定借款人就需要根据约定或者国家有关规定支付一定的逾期利息，需要承担相应的违约责任，还可能会被债权方提起诉讼，甚至影响个人征信等。《中华人民共和国民法典》第六百七十六条借款人未按照约定的期限返还借款的，应当按照约定或者国家有关规定支付逾期利息。
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