医保参保正常但是不报销了-保险法律援助-法律咨询免费平台-国际律师联盟

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问题	医保参保正常但是不报销了
释义	法律分析：可能是新参保。如果是刚参加的职工医疗保险的话，职工医保有规定新保人员在六个月以内不能住院报销的。这称之为医疗风险期。参保超过六个月以后，就可以使用自己的社保卡在医院进行直接结算报销。法律依据：《中华人民共和国社会保险法》第二十七条参加职工基本医疗保险的个人，达到法定退休年龄时累计缴费达到国家规定年限的，退休后不再缴纳基本医疗保险费，按照国家规定享受基本医疗保险待遇；未达到国家规定年限的，可以缴费至国家规定年限。
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