人死后养老保险多久才可以退？-保险法律援助-法律咨询免费平台-国际律师联盟

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问题	人死后养老保险多久才可以退？
释义	法律分析：参保人去世后，其继承人可一次性领取其“个人账户”的全部余额，也就是参保人生前按个人工资8%上缴的本金及投资收益。此外，有一次性安葬费，若有孩子不满18周岁的，还可以领取一笔抚恤金。法律依据：《中华人民共和国社会保险法》第十四条个人账户不得提前支取，记账利率不得低于银行定期存款利率，免征利息税。个人死亡的，个人账户余额可以继承。
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