惠享分期到底是合法的-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	惠享分期到底是合法的
释义	法律分析：惠享分期只要利率不高于国家规定的民间借贷的最高利率那就是合法的。法律依据：《中华人民共和国商业银行法》第四十二条借款人应当按期归还贷款的本金和利息。借款人到期不归还担保贷款的，商业银行依法享有要求保证人归还贷款本金和利息或者就该担保物优先受偿的权利。商业银行因行使抵押权、质权而取得的不动产或者股权，应当自取得之日起二年内予以处分。借款人到期不归还信用贷款的，应当按照合同约定承担责任。
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