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问题	贷款银行卡错误钱没到账需要还款吗
释义	法律分析：如果是正规的平台需要协商解决，是否偿还。但网上贷款一定要选择正规的机构，谨防套路贷、黑网贷，遇到要求办会员、交保证金才能体现，要求交解冻金等情况，很可能是遇上了诈骗。法律依据：《中华人民共和国民法典》第六百七十三条借款人未按照约定的借款用途使用借款的，贷款人可以停止发放借款、提前收回借款或者解除合同。
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