保险没有生效就住院了-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	保险没有生效就住院了
释义	律师分析: 你好，生病了再去缴纳职工医保，医保有一个待保期，也就是几个月后生效，这几个月产生的费用不给报销。过了待保期，在住院才能报销，和什么病没有关系！这是为了防止生病再参保，导致医保基金的流失。【法律依据】: 《中华人民共和国城镇职工基本医疗保险条例》第一条为保障城镇从业人员的基本医疗，合理利用医疗资源，根据国家的有关规定，结合本省实际，制定本条例。
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