房地产抵押注意什么-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	房地产抵押注意什么
释义	在房地产抵押过程中，应当始终坚持房地合一登记原则。确保房产证与土地证权利人同属一人，一旦发现假房产证，先予以收缴，并将相关情况通报抵押权银行。工作人员应当将房产证与其房屋档案仔细对照，如发现房地产权利人名称不符，地址及门牌号、楼层不符的，工作人员应当到抵押物实地进行勘查，对于抵押物结构发生变化，或实地查勘抵押物是否已列入拆迁范围的，应当现场拍摄实勘标的物情况，建立图片档案进行归类。使得抵押登记中抵押物的状况及形象变更有证可查，有据可依。
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