中国银行怎么办理房贷-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	中国银行怎么办理房贷
释义	法律分析: 中国银行办理房贷的流程为贷款人携带银行审查需要的资料及相关证件到办理贷款的银行，填写贷款的申请及其他资料，然后由银行进行审查，审核通过后签订贷款合同。法律依据:《《个人贷款管理暂行办法》》第十八条贷款审查应对贷款调查内容的合法性、合理性、准确性进行全面审查，重点关注调查人的尽职情况和借款人的偿还能力、诚信状况、担保情况、抵（质）押比率、风险程度等。
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