新车划伤了没保划痕险怎么办-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	新车划伤了没保划痕险怎么办
释义	新车划伤了没保划痕险的就需要自己支付维修费用，若有自己的缘故导致的划伤，将只能自费进行喷漆，若是对方民事主体的责任，也可以要求对方承担相应的责任。《中国保险监督管理委员会关于机动车辆保险条款》规定，划痕险是车辆损失险的附加险，即需要在投保了车辆损失险的情况下方可投保，不可单独投保。保险期间内，保险车辆发生无明显碰撞痕迹的车身表面油漆单独划伤，保险公司按实际损失负责赔偿。该内容由陈亚楠律师和点行律询共创回答
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