医保个人账户余额每年要清零吗-保险法律援助-法律咨询免费平台-国际律师联盟

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问题	医保个人账户余额每年要清零吗
释义	不会清零，医保缴纳期数和金额都是累计计算的。参加职工基本医疗保险的个人，达到法定退休年龄时累计缴费达到国家规定年限的。法律依据：《中华人民共和国社会保险法》第二十七条：参加职工基本医疗保险的个人，达到法定退休年龄时累计缴费达到国家规定年限的，退休后不再缴纳基本医疗保险费，按照国家规定享受基本医疗保险待遇；未达到国家规定年限的，可以缴费至国家规定年限。
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