还不上房贷怎么办?-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	还不上房贷怎么办?
释义	还不上房贷的解决办法有一下三种：1、申请延期还贷，如不能按照原还款计划按期归还贷款，可向贷款银行提出延长借款期限的书面申请，经贷款行批准后签订个人住房借款延期还款协议并办理有关手续；2、同时担保人在延期还款协议上签字，转让或出售房屋，可以在征得银行同意的情况下将购买的房屋转让，出售，用转让出售所得的款项归还贷款；3、拍卖房产，如果超过规定时间未还款银行拍卖房产后，会扣留欠银行的款项部分。该内容由严达兴律师和法律部落共创回答
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