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问题
工商银行信用卡可以延期一个月还款吗
释义
不可以,因为工商银行信用卡只有三天的还款宽限期,意思就是只能延期三天还款,不能延期一个月。若是超过三天的还款期还款,都算作逾期,会按日产生利息。信用卡逾期一个月,首先会产生一大笔利息,再者是影响个人信誉,然后会被银行持续催款。
1、信用卡在使用时需要按时还款,欠款如果没有按时还清,会影响自己的信用记录,还会收取延期的违约金;
2、信用卡恶意透支属于违法行为,银行有权起诉行为人。一旦被银行发现轻则会降额、封卡,重则不仅直接影响其个人的信用记录,还要承担相应的法律责任。所以要及时还款哦。
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更新时间:2025/3/29 13:14:49