信用卡逾期记录多久可以消除呢 -法律知识-银行贷款法律援助-法律咨询免费平台-国际律师联盟

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问题	信用卡逾期记录多久可以消除呢 -法律知识
释义	法律分析：信用卡逾期记录在5年后才可以彻底消除，但是如果在24个月内按时还款就会刷新掉之前的不良信用记录。法律依据：《中华人民共和国民法典》第六百七十六条借款人未按照约定的期限返还借款的，应当按照约定或者国家有关规定支付逾期利息。
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