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银行贷款无力偿还担保人如何办?
释义
贷款人和担保人都无力掘搜偿还贷款的,放贷方起诉后,法院会根据审理情况,依法判决贷款人归还贷款、担保人承担担保责任。如果贷款人和担保人不主动履行判决的,会由法院进行强制执行,包括依法查封、扣押、冻结、处分被执行人的财产,或采取限制高消判岁历费、录入失信被执行人名单等执行举措。
【本文所涉及的法律依据】::
《中华人民共和国刑法》 第三百一十三条 对人民法院的判决、裁定有能力执行而拒不执行,情节严重的,处三年以下雀乎有期徒刑、拘役或者罚金。
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