应收账款可以抵押吗-银行贷款法律援助-法律咨询免费平台-国际律师联盟

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问题	应收账款可以抵押吗
释义	律师分析: 可以的。但是以应收账款出质的，当事人应当订立书面合同。质权自信贷征信机构办理出质登记时设立。应收账款是一种基于合同的请求权，不像动产和不动产有实物存在，以请求权作担保可能面临物权不能实现的风险，但这种风险法律不可能替当事人排除，只能由当事人去评估和避免。【法律依据】: 《中华人民共和国民法典》第四百四十五条第一款以应收账款出质的，当事人应当订立书面合同。质权自信贷征信机构办理出质登记时设立。
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