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问题
个人贷款担保人需要什么条件
释义
法律分析:担保人需要的条件有:
1、与本案无牵连,即与贷款用途没有关系;
2、享有政治权利,人身自由未受到限制;
3、在当地有常住户口和固定住所;
4、要有能力履行担保义务;
5、没有明显的违约记。
法律依据:《中华人民共和国民法典》 第六百八十一条 保证合同是为保障债权的实现,保证人和债权人约定,当债务人不履行到期债务或者发生当事人约定的情形时,保证人履行债务或者承担责任的合同。
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更新时间:2026/6/11 17:54:12