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借五千还六千八利率多少 -法律知识
释义
法律分析:
《民法典》规定利息高于银行同期贷款利息4倍就属于高利贷。假设银行个人贷款利率是6个月至一年期为6.12,13年期年利率为6.30。即:凡月利率高于1.5的均界定为高利贷。凡月利率高于1.5的均界定为高利贷。
法律依据:
《最高人民法院关于审理民间借贷案件适用法律若干问题的规定》借贷双方约定的利率未超过年利率二十四,出借人有权请求借款人按照约定的利率支付利息但如果借贷双方约定的利率超过年利率三十六,则超过年利率三十六部分的利息应当被认定无效。
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更新时间:2025/3/16 1:22:30