夫妻一方没有工作会不会影响另一方申请房贷-银行贷款法律援助-法律咨询免费平台-国际律师联盟

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问题	夫妻一方没有工作会不会影响另一方申请房贷
释义	法律分析：夫妻一方没有工作会影响另一方申请房贷。银行审判贷款申请是会审查贷款人的偿还能力，对于夫妻贷款的会审查夫妻双方的还款能力，所以一方没有工作肯定会应当夫妻共同贷款。当然如果一方是申请个人贷款的，不会有影响。法律依据：《中华人民共和国商业银行法》第七条商业银行开展信贷业务，应当严格审查借款人的资信，实行担保，保障按期收回贷款。商业银行依法向借款人收回到期贷款的本金和利息，受法律保护。
随便看	租赁住房用地性质自留地可以出租吗外地户口如何迁入本地？外地商品房可以出租吗？中国哪些地方是不允许出租房产？本地户口迁本地户口需要什么 -法律知识催朋友款的威胁短信可以报警吗催朋友款的威胁短信可以报警吗催朋友款的威胁短信可以报警吗？催朋友款的威胁短信可以报警吗？帮忙协商信用卡逾期是真的吗老公欠信用卡催收威胁老婆短信催收说是立案真的吗催收发短信给我亲朋好友属于违法吗催收发短信给我亲朋好友属于违法吗朋友欠钱一直不还,催了也一直拖怎么办律师会发短信催款吗韬世律师事务所催短信催款是真的吗催收短信发给亲友犯法吗催收电话打给朋友合法吗催收发短信给我亲朋好友属于违法吗韬世律师事务所催短信催款是真的吗收到朋友的催债短信如何处理信用卡逾期第三方催收说立案捉我砍伐古树的法律后果 relation of collection and payment of tax revenue relation of market management relation of paternity relation of service in kind relations relations between parents and children of natural blood relations relationship relationship between adoptive parents and children relationship between police and other people relationship between principal and agent relationship between stepparents and stepchildren relationship by consanguinity relationship by marriage relationship of administrative litigation relationship of administrative subordinateness relationship of administrative subordination relationship of co-ownership relationship of credit relationship of funds relationship of illicit cohabitation relationship of lien relationship of obligation relationship of ownership relationship of parental support to children relationship of personality

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