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问题
养老保险不交了能退吗,退多少
释义
如果是个人账户的养老保险,那么就是没有办法提前支取的,并且它的记账利率是不可以低于银行定期存款利率,至于利息税方面是免征的。但是如果个人是已经死亡了,那么这个个人账户的余额就可以继承。当然规定也有特殊情况,在符合条件的情况下养老保险也是可以退保的。
法律依据:《社会保险法》第十四条 个人账户不得提前支取,记账利率不得低于银行定期存款利率,免征利息税。个人死亡的,个人账户余额可以继承。
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更新时间:2026/3/24 13:14:55