银行收取按揭贷款保证金合法吗-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	银行收取按揭贷款保证金合法吗
释义	是合法的。按揭贷款保证金是银行在按揭贷款过程中按照贷款总额的一定比例向开发商收取的钱，并承担按揭贷款的连带保证责任，直至房产证办理出来并完成抵押登记后，银行才将按揭贷款保证金退回开发商。由于各个银行的具体规定并不相同，建议可以咨询其他银行是否需要缴纳保证金，以及一般情况下是由开发商支付该贷款保证金的您可以咨询当地的房管局以及与开发商、银行签订的合同为准。法律依据《商业银行法》第三十七条
随便看	网上借贷不还后果有哪些欠网上贷款不还的后果网上贷款不还有什么后果？在网上借的贷款不还会怎么样网络借贷不还钱的后果有什么网上借贷还不上钱有什么后果 -法律知识男女没有领结婚证,算结婚吗,法律怎么办没领结婚证对女方有影响吗？没结婚证但有了孩子女方不想跟男方一起了 -法律知识男女发生过关系女方要求要钱 -刑事处罚给钱但没发生性关系算嫖娼吗 -法律知识给钱但没发生性关系算嫖娼吗 -法律知识给钱但没发生性关系算嫖娼吗你好，马律师我女朋友和我自愿发生性关系属于违法犯罪吗跟没离婚的女人同居算犯法吗？网贷没有收到贷款可以不还吗 -法律知识欠网贷没还可以贷款吗网贷贷款没还会怎么样？网上贷款没还会怎么样，可以不还吗小额网贷欠了没还会怎样网贷贷款不还会怎么样网上贷款没还会怎么样可以不还吗网贷没还会怎么样网贷没还会怎样？网贷贷款没还会怎么样 regulation on pets regulation on private enterprises regulation on robots regulation on the conservation of wild animals and plants regulation on the management of business registrations regulation on the management of commercial enterprises regulation on the organizations of primary militia regulation on the service of officers regulations Regulations regulations regulations concerning the management of trademarks regulations concerning the registration of trademarks regulations for collective enterprises regulations for preventing collisions at sea regulations for suppression of corruption regulations for the carriage of goods by sea regulations for the management of salt industry regulations for trial implementation regulations governing business operations under lease regulations governing conscription Regulations Governing Imperial Examinations regulations governing industrial enterprises owned by the whole people regulations governing pension and preferential treatment for servicemen regulations governing safety of enterprise production

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