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问题
个人住房贷款利率确定方式是什么
释义
个人住房贷款利率的计算:
日利率=年利率/360
月利率=年利率/12
贷款利率利息的具体计算方法:
1.个人住房贷款利率定期计息计算法:
定期计息的贷款,规定每季度末月20日为结息日,计息期为上季末月21日起至本季末月20日止。
积数计息法的计息公式为:利息=累计计息积数×日利率。
其中累计计息积数=账户每日余额合计数。
2.个人住房贷款利率逐笔结息法:
逐笔结息即利随本清的结息方式。
贷款利息=贷款金额×贷款天数×个人住房贷款利率.。
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contract for the assumption of debts
contract for the carriage of passengers
contract for the design of construction projects
contract for the engagement of Chinese employees
contract for the exploitation of mineral resources
contract for the holding of matrimonial property
contract for the international sale of goods
contract for the lease of garage
contract for the loan of objects
contract for the purchase of geological machinery and instruments
contract for the rent of commercial housing
contract for the sale of common goods
contract for the sale of garage
contract for the sale of rare metals
contract for the sales of commercial estate
contract for the sales of industrial products concerning foreign interests
contract for the supply of mechanical and electrical products
contract for the supply of necessities
contract for the supply of nonferrous metals
contract for the third party's benefit
contract for the use of electricity
contract for the use of gas
contract for the use of land
contract for the use of land by foreign-funded enterprises
contract for the use of special sign
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更新时间:2026/2/11 9:21:18