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老公死了房贷逾期了应该怎么办
释义
法律分析:老公死了房贷要先看老公婚前的首付部份,如果属于老公个人婚前财产,应拿出来先偿还剩余债务,剩余作为遗产由相关权利人继承;
夫妻共同还贷部份属于夫妻共有财产,应平分为二,一份属于妻子个人,另一份也属于老公个人财产,也应拿出来作为遗产由相关权利人继承;
如果老公去世前立有遗嘱,老公个人部份应按遗嘱进行分配。
法律依据:《最高人民法院关于审理涉及夫妻债务纠纷案件适用法律有关问题的解释》第一条规定,夫妻双方共同签字或者夫妻一方事后追认等共同意思表示所负的债务,应当认定为夫妻共同债务。
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更新时间:2026/4/6 21:28:58