贷的款欠20万还不上怎么办-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	贷的款欠20万还不上怎么办
释义	法律分析: 当事人贷款20万还不上的，可以与提供贷款的机构协商分期或者延期偿还，否则借款人不按时偿还的，需要根据约定或者国家有关规定支付一定的逾期效力，需要承担相应的违约责任，还可能会被债权方提起诉讼等。《中华人民共和国民法典》第六百七十六条借款人未按照约定的期限返还借款的，应当按照约定或者国家有关规定支付逾期利息。
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