信用卡逾期了怎么申请销户吗-银行贷款法律援助-法律咨询免费平台-国际律师联盟

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问题	信用卡逾期了怎么申请销户吗
释义	1、部分银行销户无需额外办理手续，只需要在银行柜台或联系信用卡客服办理信用卡销卡后，45天没有应付账和溢存款，系统就会自动销户，比如交通银行； 2、部分银行销户在办理销卡之后还需要将所有的账务结清之后拨打客服申请，比如农业银行、建设银行等，具体的可以咨询发卡行的工作人员。欠信用卡钱确实没能力还的也是及时的和信用卡中心取得联系的，这意味着持卡人是有着积极的还款的意愿的，这能够有效的避免持卡人被认定为是恶意的逾期或者是信用卡诈骗罪的行为，这样也能保证持卡人是不会被起诉的。
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