信用卡分期后影响信用吗-银行贷款法律援助-法律咨询免费平台-国际律师联盟

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问题	信用卡分期后影响信用吗
释义	信用卡账单分期是不会影响信用的，影响信用的是因为当事人的逾期还款。只要当事人按时还款，肯定不会出现一个信用卡逾期的情况。但是分期，一般来说当事人都是没有足够的金额还款的。只是分期也是不属于逾期还款的，还是在按时的还款，并且是通过银行的同意下进行的还款。并非说事人自己擅作主张，因此只要每个月按时按量的偿还自己分期的额度，当事人就是属于按时按量的偿还自己的借款，不会出现一个逾期的情况，所以就是不会影响当事人的信用的。
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