2023年房产证抵押贷款可以贷多少年-房屋质量以及买卖法律援助-法律咨询免费平台-国际律师联盟

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问题	2023年房产证抵押贷款可以贷多少年
释义	法律分析：房屋抵押借款抵押的期限，由当事人自行协商确定，并且在借款合同中载明。但借款期限一般不超过30年。法律依据：《中华人民共和国民法典》第四百条设立抵押权，当事人应当采用书面形式订立抵押合同。抵押合同一般包括下列条款： (一)被担保债权的种类和数额; (二)债务人履行债务的期限; (三)抵押财产的名称、数量等情况; (四)担保的范围。
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