如果我购买了重疾险，但之后被诊断为染色体问题，是否需要重新购买保险？-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	如果我购买了重疾险，但之后被诊断为染色体问题，是否需要重新购买保险？
释义	法律分析：根据保险条款，如果染色体问题不在保险责任范围内，可以不需要重新购买保险。但如果保险条款中未明确规定，则需重新购买保险。法律依据： 1. 《保险法》第十八条：保险合同应当明确约定保险责任和免除或者限制保险人责任的条款。 2. 《重大疾病保险条款范本》第八条：保险责任是以本保险合同载明的重大疾病为限，具体疾病范围详见本合同约定。 3. 如保险条款中未明确规定染色体问题是否在保险责任范围内，则需根据具体情况重新购买保险。
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