俏分期是正规的吗 -法律知识-民间借贷纠纷法律援助-法律咨询免费平台-国际律师联盟

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问题	俏分期是正规的吗 -法律知识
释义	法律分析：第一、信用会受损：不管是借了银行的钱，还是网贷平台的钱，如果出现逾期不还的现象，那么以后想要申请信用卡或是贷款就会难很多。第二、罚利息以及违约金：如果贷款不还的话，那么最先遇到的就是高额利息以及相应的违约金，第三、承受平台的各种恶意催收。法律依据：《中华人民共和国民法典》第六百七十五条借款人应当按照约定的期限返还借款。对借款期限没有约定或者约定不明确，依据本法第五百一十条的规定仍不能确定的，借款人可以随时返还;贷款人可以催告借款人在合理期限内返还。
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