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问题	未经担保人同意延长还款期限 -合同效力
释义	法律分析：债权人和债务人变更主债权债务合同的履行期限，未经保证人书面同意的，保证期间不受影响。法律依据：《中华人民共和国民法典》第六百九十五条债权人和债务人未经保证人书面同意，协商变更主债权债务合同内容，减轻债务的，保证人仍对变更后的债务承担保证责任；加重债务的，保证人对加重的部分不承担保证责任。债权人和债务人变更主债权债务合同的履行期限，未经保证人书面同意的，保证期间不受影响。
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