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问题	网贷借款合同是不是有效法律问题
释义	法律分析: 如果是跟已注册的网络借贷平台签的，能提供当时网贷合同，流水，记录是有效的。法律依据: 《中华人民共和国民法典》第四百七十八条有下列情形之一的，要约失效：（一）要约被拒绝；（二）要约被依法撤销；（三）承诺期限届满，受要约人未作出承诺；（四）受要约人对要约的内容作出实质性变更。
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